Understanding Rent Secure: Your Guide to Housing Support in Hamilton
- Hibaq A
- Aug 29
- 3 min read
In Hamilton, the search for affordable housing is a significant challenge, particularly for low-income households facing chronic homelessness. The Rent Secure program offers a valuable solution, providing a temporary, portable rental benefit designed to help close the gap between income levels and rental costs in the private market. This initiative goes beyond mere financial aid; it is a customized approach to housing support that focuses on the needs of the most vulnerable members of our community.
What is Rent Secure?
Rent Secure is an innovative housing support initiative in Hamilton, offering eligible households a rental benefit for up to two years. Unlike traditional Rent-Geared-to-Income (RGI) subsidies that are tied to specific units, Rent Secure benefits can be moved between rental properties. For instance, if a family needs to relocate for employment or schools, they can receive continued support while finding a place that meets their new needs. This flexibility is essential in helping families secure stable housing.
Who is Eligible for Rent Secure?
Eligibility for Rent Secure is specifically tailored and not open to everyone. It is designated for individuals identified by City-funded case management teams and the By-Name Priority List (BNPL). The BNPL emphasizes support for marginalized groups, including Indigenous residents, those living without shelter, and long-term homeless individuals. To qualify, applicants must meet criteria such as being a Hamilton resident, a Canadian citizen, permanent resident, or refugee claimant, and filing annual tax returns. For instance, the program recently approved 80 new households in the last quarter, indicating a consistent need for this targeted support.
Application Process and Requirements
Applying for Rent Secure involves several essential steps. Eligible households must be renters with valid leases and cannot already be receiving RGI or other housing subsidies unless granted permission by the Service Manager. Additionally, applicants need to be on or eligible for the Access to Housing waitlist, must not have outstanding arrears with housing providers (or have a repayment plan), and should not own any property. This structured process helps ensure that assistance reaches those in critical need effectively.
How Benefits are Calculated
Rent Secure benefits are paid directly to landlords, with calculations based on average market rent, utility costs, and the household's adjusted income. This approach is modeled on the Canada-Ontario Housing Benefit (COHB) and is responsive to the current housing market, ensuring that support is practical and relevant for low-income households. For example, if the average market rent for a two-bedroom apartment in Hamilton is $1,500, and a family's income adjustment qualifies them for a $600 benefit, they can directly reduce their rental burden by that amount.
Maintaining Eligibility
To keep their assistance, participants in the Rent Secure program must report any changes in income or household makeup, undergoing annual reviews. This necessity not only enhances program management but also guarantees that the support adapts to the changing situations of recipients. This method has shown to retain over 90% of participants in stable housing throughout the duration of their benefits.
Transitioning to Long-Term Solutions
Rent Secure's ultimate aim is to help participants transition from temporary municipal support to the more permanent Canada-Ontario Housing Benefit (COHB). This shift is vital for securing long-lasting affordability and stability for vulnerable residents in Hamilton. Many participants find that with the support of Rent Secure, they are better positioned to navigate the housing market and achieve long-term sustainability in their living situations.
Moving Forward with Rent Secure
Rent Secure plays an essential role in Hamilton's housing support landscape, offering crucial help to those dealing with chronic homelessness. By providing a portable rental benefit, this program not only addresses urgent housing needs, but it also fosters pathways to long-term solutions. If you or someone you know is struggling with housing affordability, understanding how to access programs like Rent Secure can significantly enhance stability and security in your living arrangements.
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