Finance

Disasters like flooding can cause major losses when insurance isn’t enough. BC’s Disaster Financial Assistance (DFA) program helps individuals, businesses, farms, and non-profits recover essential, uninsurable costs after eligible disasters, covering up to 80% of approved expenses.

Unexpected emergencies can strain finances fast. BC’s Crisis Supplement provides a one-time emergency payment for people on income, disability, or hardship assistance to cover urgent needs like rent, utilities, food, or medication when no other cash resources are available.

Natural disasters can leave Albertans facing major costs when insurance isn’t enough. Alberta’s Hazard Assistance and Resilience Program (HARP) provides last-resort financial help for uninsured losses after approved natural hazard events, supporting recovery for individuals and communities.

Unexpected emergencies can quickly strain your finances. Alberta’s Emergency Needs Allowance offers short-term, one-time financial help for urgent essentials like food, shelter, transportation, and medication, helping eligible Albertans manage sudden crises when income or benefits aren’t enough.

Natural disasters can cause sudden, costly damage. Québec’s General Financial Assistance Program Regarding Disasters helps homeowners and tenants recover when their primary residence is damaged by eligible disasters not covered by insurance, offering last-resort financial support for repairs and losses.

Finding affordable housing is tough when rent or mortgage costs take up most of your income. Québec’s Shelter Allowance Program offers up to $170 per month to eligible low-income households, helping homeowners, tenants, and boarders reduce housing costs and better manage their monthly budget.

Discretionary benefits can help OW and ODSP recipients cover one-time, unexpected costs beyond monthly benefits. This post explains what they are, who can apply, and examples like travel for work, emergency household items, utility deposits, and other essential supports.

Ontario Works and ODSP offer discretionary benefits to help with one-time, unexpected costs. This post explains what these benefits are, who can access them, and examples like adult dental and vision care, prosthetics, child care for medical visits, and funeral costs.

Unexpected costs can be hard to manage on OW or ODSP. Discretionary benefits may help cover one-time expenses like moving costs, energy-saving home upgrades, or limited housing needs. This post explains what’s covered, who decides, and how to apply.

Arrived in Ontario under CUAET? Emergency Assistance offers temporary financial help for essentials like food, shelter, and prescriptions. This post explains eligibility, how much support you may receive, how to apply, and tips to get settled faster.

Facing a financial crisis in Ontario? Emergency Assistance offers short-term help for essentials like food and housing. This post explains who qualifies, how much support you may receive, how long it lasts, and how to apply through Ontario Works.

The Transitional Health Benefit helps former ODSP recipients keep essential health coverage—like drugs, dental, vision, and mobility-device support—when they leave ODSP for work or training. This article explains who qualifies, what’s covered, and how the benefit protects your health while you adjust to new employment.

Extended Health Benefits (EHB) help ODSP recipients and other eligible individuals cover essential health costs beyond basic income support. This article explains who qualifies and what’s included—from drug, dental, and vision coverage to mobility device support—so you can better understand and access the care you need.

The ODSP Guide Dog Benefit provides $84 a month to help recipients cover the costs of certified guide, hearing, or service dogs. This article outlines who qualifies, the certification requirements, and how to apply—helping individuals access support that enhances independence and daily living.

ODSP and the Assistive Devices Program (ADP) work together to help people with long-term physical disabilities access essential equipment and assessments. This article explains how both programs provide financial support for mobility aids, communication devices, and assessment costs—helping individuals live more independently.

Heating costs can significantly affect how much shelter support you receive on ODSP. This article explains how heating expenses are calculated, when actual costs are covered, and how they’re included in the shelter allowance—helping recipients understand and maximize their benefit during Ontario’s cold months.

The Special Diet Allowance helps ODSP recipients cover the higher costs of medically required foods, offering up to $250 per eligible family member. This article explains who qualifies, how to apply, and why this support is essential for managing health and maintaining financial stability.

The Pregnancy/Breast-feeding Nutritional Allowance provides monthly financial support to ODSP and OW recipients who are pregnant or breast-feeding, helping cover increased nutritional costs. This article explains eligibility, benefit amounts, and key rules so parents can access essential support for their health and their baby’s development.

The Work-Related Benefit can add up to $100 per eligible family member each month, offering meaningful support for those earning income through work, training, or self-employment. This article breaks down eligibility, reporting rules, and tips to maximize the benefit so families can strengthen their financial stability.

ODSP offers important income and asset exemptions that help cover disability-related expenses without reducing your benefits. This article explains how loans, trusts, court-ordered payments, and work-related disability costs can be used strategically to improve financial stability and support your daily needs.