Finance

The Up-Front Child Care Benefit helps ODSP recipients cover child care costs needed to start or maintain work or training. This article explains who qualifies, how expenses are reported, and how the benefit reduces financial strain so parents can pursue employment with confidence.

The Employment and Training Start-Up Benefit (ESUB) offers up to $500 a year to help ODSP recipients cover job-related costs like clothing, tools, and transportation. This article explains how the benefit works, what expenses qualify, and how to maximize it to support your employment goals.

Self-employment can be a powerful path for people with disabilities, and this guide breaks it down with practical tools like self-assessment workbooks, business planning support, practitioner guidance, and networking resources. It’s a comprehensive roadmap to help aspiring entrepreneurs build confidence and launch successful businesses.

Self-employment on ODSP comes with opportunities—and rules. This article explains how net income is calculated, what business assets and expenses are allowed, and how to stay compliant while maximizing your benefits. Learn how to run your business confidently without risking your ODSP support.

Navigating ODSP finances can be confusing, but understanding earnings exemptions and deductions can help you keep more of your income. This article breaks down how chargeable earnings work, what exemptions you qualify for, and how to maximize your financial support while working or running a business.

Applying for ODSP can feel overwhelming, but you don’t have to do it alone. This post highlights how community supports—like legal clinics, MPP offices, advocacy groups, and Independent Living Centres—can guide you through the process, boost confidence, and improve your chances of approval.

When applying for ODSP, documenting your daily challenges can make a big difference. This post explains how using the Self Report form and keeping a detailed journal can strengthen your application, highlight your real-life struggles, and help healthcare providers better understand your needs.

Being denied ODSP can feel discouraging, but it’s not the end of your journey. This post outlines clear steps to take after a denial—how to review your letter, request an Internal Review, gather stronger medical evidence, and seek legal or MPP support to strengthen your appeal.

Discussing your ODSP application with your doctor is crucial to building a strong case. This post covers key questions to ask, explains the Medical Review Package, and highlights how clear communication and detailed medical evidence can strengthen your application and improve your chances of approval.

Applying for ODSP can be challenging, but many denials happen due to avoidable mistakes. This post outlines common pitfalls—like missing medical evidence or vague descriptions—and offers practical tips to strengthen your application and improve your chances of approval.

Navigating Ontario’s social assistance system can be overwhelming. Many individuals with disabilities begin on Ontario Works before qualifying for ODSP. This post explains why—highlighting OW’s accessibility, its role during medical documentation delays, and how it serves as a vital stepping stone toward stability.

The Ontario Disability Support Program (ODSP) provides financial help and stability for adults with disabilities. This post breaks down eligibility rules, income and asset limits, medical reviews, and appeal rights—offering clear guidance to help you navigate ODSP and access the support you deserve.

Living on ODSP in 2025 is challenging, with $1,368 a month falling short of Ontario’s rising costs. This post shares practical budgeting tips, community resources, and strategies to stretch your income while highlighting advocacy efforts for higher ODSP rates.

ODSP’s Extended Health Benefit (EHB) helps you keep vital health coverage—even if your income goes over ODSP limits. From drug, dental, and vision care to mobility device repairs and diabetic supplies, this blog explains who qualifies and how EHB can support your health while you work.

ODSP offers personalized employment supports to help individuals with disabilities find and keep meaningful work. From job coaching and self-employment help to milestone payments and retention bonuses, this blog explains how ODSP can support your career goals and financial independence.

Worried that working might affect your ODSP? Good news—new guidelines let you earn up to \$1,000/month with no deductions, plus keep part of any income above that. This post breaks down income rules, work benefits, and job supports so you can earn money *and* keep your support.

Understanding your rights and responsibilities under ODSP is key to maintaining your support. This blog covers what you’re entitled to—like meetings, written decisions, and health benefits—as well as what you must report to stay eligible and avoid overpayments. Stay informed and in control.

ODSP helps individuals with disabilities cover basic living costs through monthly payments for food, housing, and personal needs. This post breaks down how support is calculated, extra benefits for remote communities, and health-related coverage like meds, dental, and vision care.

Confused about who qualifies for ODSP? This blog breaks down eligibility rules, income and asset limits, and common exemptions like RDSPs and gifts. Learn how to apply, what to report, and how to protect your benefits—so you can access the support you deserve with confidence.

ODSP just got a boost! As of July 2025, monthly rates have increased by 2.8%, bringing total increases to 20% since 2022. This blog breaks down what that means for your payments, how to apply, and the employment supports available to help you live with more stability and independence.